Philosophy

— PHILOSOPHY —

Greenwood provides the highest quality commercial real estate mortgage underwriting and financial advisory services available to institutional and private equity investors, loan servicers, investment banks, insurance companies, national and regional banks, real estate investment trusts, pension funds and government agencies.

Our underwriting and risk management philosophy is a comprehensive mind-set approach, developed over a 25+ year period, to the weighing of risk and reward inherent in commercial real estate loans, assets and portfolios. The methods and standards are independent of any specific credit or investment policy but are consistent with or exceed the highest industry standards. The focus is on practical analysis, providing clients with a basis for making sound business decisions.

"Good underwriting is good underwriting and industry veterans know it when we see it. The key is to address likely strengths and weaknesses over the period in question and structure accordingly. That trends and markets are cyclical and that risk fluctuates is not news...

...Underwriting and re-underwriting is the process of determining the pertinent facts, considering the risk-weighted probable outcome of future events and arriving at an un-hedged conclusion and a 360° view of an asset on the client's behalf."— Greenwood Operating Principles

Whether Greenwood reports in your format or in ours, the finished work product is concise, well supported and well written. It is our stated goal that clients know they can rely on us as they would on their own senior team members to achieve their strategic goals.